VA Loans

Fc Icons Va

The Best Path for Military and Veterans

A VA loan is a great option for veterans and active duty service members. No down payment or private mortgage insurance are required and it offers lower rates than conventional home loans. You're able to start your home ownership early, save more and stay flexible for the future.


  • No down payment required.
  • No mortgage insurance required.
  • Use your Basic Allowance for Housing as qualifying income.
  • No penalty for paying your loan off early.

Ideal for:

  • Active duty service members and veterans.
  • Those wanting to make a purchase but don't have a lot of savings.
  • Those looking to start a family.

Start your loan application today

Let's get you on the right path to your home.

Apply Now

Find a Loan Advisor

Local loan experts are ready to help you find the right loan for your needs and guide you through the process.

Find a First Cal Loan Advisor near you