Feel at Home with First Cal

We're a family-owned, locally operated mortgage company. We started in the Bay Area of California nearly 40 years ago, and have been guiding people home ever since. With care, compassion, and expertise we guide homebuyers through the loan process. We know how much it means to find the home of your dreams and what it takes to actually get there. So we're there, every step of the way for everyone we work with.

A fully in-house team works together to solve any problems before they appear, so your loan is fast and stress-free.

Our technology driven application process, along with your dedicated Loan Advisor, eliminate any confusion in the loan process.

As a private, family-owned company, we're better able to tailor the terms of a loan to the needs of each individual homebuyer.

First Cal Leadership

Join the First Cal team

We're always looking for caring, hardworking individuals to join the First Cal family!

Apply Now!

Find a location

We're located in 30 states staffed with loan officers to help you personally navigate the mortgage process.

Find a First Cal Loan Advisor near you