FHA Loans

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Start Your Future Today

An FHA loan is a government backed mortgage that requires just 3.5% down. It's a great way to get a start as a home owner because it doesn't require a large down payment. So you can get the home you dreamed of and start building a better future.


  • Lower down payment lets you afford your home sooner.
  • Your down payment can come as a gift from family or friends.
  • Lower starting rates help you build toward your future.
  • Sellers can contribute more to your closing costs.

Ideal for:

  • First-time buyers.
  • People with little or no credit history, or even low credit scores.
  • People who can't afford a large down payment.

Start your loan application today

Let's get you on the right path to your home.

Apply Now

Find a Loan Advisor

Local loan experts are ready to help you find the right loan for your needs and guide you through the process.

Find a First Cal Loan Advisor near you