Finding You a Fresh Start
At times, you can make all your mortgage payments and still feel like you're underwater. Refinancing through a HARP2 loan could help you get out from under your debt and start moving toward a better future.
Benefits
- You won't have to add a mortgage insurance if you don't currently have one.
- You may get a lower interest rate or shorter term.
- Secure a better rate by switching from adjustable to fixed.
- Lower closing cost than many refinancing options because appraisals are often not required.
Ideal for:
- Those who have Fannie Mae or Freddie Mac loans.
- People with limited equity in their home.
- Those who owe as much or more than the home is worth.
- People who have kept up with their payments, but may still have a low credit score.
Find a Loan Advisor
Local loan experts are ready to help you find the right loan for your needs and guide you through the process.
Find a First Cal Loan Advisor near you